Lenders evaluate a project on its projected cash flows, security and promoter contribution. The firm prepares project reports and credit monitoring arrangement (CMA) data in the formats banks use.
Note: Loan sanction is the lender's decision; no sanction is assured.
Scope of service
- Detailed project reports
- CMA data and financial projections
- Working capital assessment
- Debt service coverage analysis
- Responses to lender queries
Regulatory framework
- RBI and bank credit appraisal norms
- Bank-specific CMA formats
Typical professional activities
- Assumption workshop
- Projection model
- Report and lender presentation
Applicable industries
Relevant articles and resources
- Knowledge Centre: Business Finance
- EMI Calculator
- Business Loan Cost Calculator
- Working Capital Calculator
The information on this page describes the nature of the service. It is not advice on any specific matter. See the disclaimer.